LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,008
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,409
−HK$1,422/mo
Today · 4.125%
HK$47,831
baseline
▲ 0.50% · 4.625%
HK$50,741
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,662/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,071
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,414
−HK$1,363/mo
Today · 4.125%
HK$52,777
baseline
▲ 0.50% · 4.625%
HK$55,559
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,554/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,010
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,690
−HK$1,707/mo
Today · 4.125%
HK$57,397
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,794/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,086
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,697
−HK$1,635/mo
Today · 4.125%
HK$63,332
baseline
▲ 0.50% · 4.625%
HK$66,670
+HK$3,338/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,664/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,012
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,972
−HK$1,991/mo
Today · 4.125%
HK$66,963
baseline
▲ 0.50% · 4.625%
HK$71,038
+HK$4,075/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,926/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,100
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,980
−HK$1,907/mo
Today · 4.125%
HK$73,887
baseline
▲ 0.50% · 4.625%
HK$77,782
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,774/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,015
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,535
−HK$2,561/mo
Today · 4.125%
HK$86,096
baseline
▲ 0.50% · 4.625%
HK$91,334
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,192/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,129
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,546
−HK$2,452/mo
Today · 4.125%
HK$94,998
baseline
▲ 0.50% · 4.625%
HK$100,006
+HK$5,008/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$189,996/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,189 · Scale 2, in force from 26 Feb 2026)