LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,009
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,410
−HK$1,422/mo
Today · 4.125%
HK$47,832
baseline
▲ 0.50% · 4.625%
HK$50,742
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,664/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,073
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,416
−HK$1,362/mo
Today · 4.125%
HK$52,778
baseline
▲ 0.50% · 4.625%
HK$55,560
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,556/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,707/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,891
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,087
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,699
−HK$1,634/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$66,672
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,013
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,973
−HK$1,992/mo
Today · 4.125%
HK$66,965
baseline
▲ 0.50% · 4.625%
HK$71,039
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,930/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,102
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,982
−HK$1,907/mo
Today · 4.125%
HK$73,889
baseline
▲ 0.50% · 4.625%
HK$77,784
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,778/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,017
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,537
−HK$2,561/mo
Today · 4.125%
HK$86,098
baseline
▲ 0.50% · 4.625%
HK$91,336
+HK$5,238/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$172,196/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,131
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,548
−HK$2,452/mo
Today · 4.125%
HK$95,000
baseline
▲ 0.50% · 4.625%
HK$100,008
+HK$5,008/mo
Deposit HK$1.97M · loan HK$17.76M · min. income ≈ HK$190,000/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,205 · Scale 2, in force from 26 Feb 2026)