LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,010
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,410
−HK$1,423/mo
Today · 4.125%
HK$47,833
baseline
▲ 0.50% · 4.625%
HK$50,743
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,666/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,073
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,416
−HK$1,363/mo
Today · 4.125%
HK$52,779
baseline
▲ 0.50% · 4.625%
HK$55,561
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,558/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,012
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,692
−HK$1,707/mo
Today · 4.125%
HK$57,399
baseline
▲ 0.50% · 4.625%
HK$60,892
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,798/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,088
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,700
−HK$1,634/mo
Today · 4.125%
HK$63,334
baseline
▲ 0.50% · 4.625%
HK$66,673
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,668/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,014
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,974
−HK$1,992/mo
Today · 4.125%
HK$66,966
baseline
▲ 0.50% · 4.625%
HK$71,041
+HK$4,075/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,932/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,103
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,983
−HK$1,907/mo
Today · 4.125%
HK$73,890
baseline
▲ 0.50% · 4.625%
HK$77,785
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,780/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,018
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,538
−HK$2,561/mo
Today · 4.125%
HK$86,099
baseline
▲ 0.50% · 4.625%
HK$91,338
+HK$5,239/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,198/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,132
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,549
−HK$2,453/mo
Today · 4.125%
HK$95,002
baseline
▲ 0.50% · 4.625%
HK$100,009
+HK$5,007/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,004/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,216 · Scale 2, in force from 26 Feb 2026)