LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,011
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,411
−HK$1,422/mo
Today · 4.125%
HK$47,833
baseline
▲ 0.50% · 4.625%
HK$50,744
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,666/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,074
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,362/mo
Today · 4.125%
HK$52,779
baseline
▲ 0.50% · 4.625%
HK$55,561
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,558/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,013
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,693
−HK$1,707/mo
Today · 4.125%
HK$57,400
baseline
▲ 0.50% · 4.625%
HK$60,893
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,800/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,089
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,700
−HK$1,635/mo
Today · 4.125%
HK$63,335
baseline
▲ 0.50% · 4.625%
HK$66,674
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,670/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,015
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,975
−HK$1,992/mo
Today · 4.125%
HK$66,967
baseline
▲ 0.50% · 4.625%
HK$71,041
+HK$4,074/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,934/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,104
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,984
−HK$1,907/mo
Today · 4.125%
HK$73,891
baseline
▲ 0.50% · 4.625%
HK$77,786
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,782/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,019
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,539
−HK$2,561/mo
Today · 4.125%
HK$86,100
baseline
▲ 0.50% · 4.625%
HK$91,339
+HK$5,239/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,200/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,133
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,550
−HK$2,453/mo
Today · 4.125%
HK$95,003
baseline
▲ 0.50% · 4.625%
HK$100,010
+HK$5,007/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,006/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,225 · Scale 2, in force from 26 Feb 2026)