LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,013
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$46,413
−HK$1,422/mo
Today · 4.125%
HK$47,835
baseline
▲ 0.50% · 4.625%
HK$50,746
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,670/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,076
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$51,419
−HK$1,362/mo
Today · 4.125%
HK$52,781
baseline
▲ 0.50% · 4.625%
HK$55,564
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,562/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,015
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,695
−HK$1,707/mo
Today · 4.125%
HK$57,402
baseline
▲ 0.50% · 4.625%
HK$60,895
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,804/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,091
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,703
−HK$1,635/mo
Today · 4.125%
HK$63,338
baseline
▲ 0.50% · 4.625%
HK$66,676
+HK$3,338/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,676/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,018
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,978
−HK$1,991/mo
Today · 4.125%
HK$66,969
baseline
▲ 0.50% · 4.625%
HK$71,044
+HK$4,075/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,938/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,106
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,987
−HK$1,907/mo
Today · 4.125%
HK$73,894
baseline
▲ 0.50% · 4.625%
HK$77,789
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,788/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,023
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,543
−HK$2,560/mo
Today · 4.125%
HK$86,103
baseline
▲ 0.50% · 4.625%
HK$91,343
+HK$5,240/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,206/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,137
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,554
−HK$2,453/mo
Today · 4.125%
HK$95,007
baseline
▲ 0.50% · 4.625%
HK$100,015
+HK$5,008/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,014/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,255 · Scale 2, in force from 26 Feb 2026)