LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,014
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,414
−HK$1,423/mo
Today · 4.125%
HK$47,837
baseline
▲ 0.50% · 4.625%
HK$50,747
+HK$2,910/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,674/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,077
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,420
−HK$1,363/mo
Today · 4.125%
HK$52,783
baseline
▲ 0.50% · 4.625%
HK$55,565
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,566/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,017
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,697
−HK$1,707/mo
Today · 4.125%
HK$57,404
baseline
▲ 0.50% · 4.625%
HK$60,897
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,808/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,093
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,705
−HK$1,635/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$66,678
+HK$3,338/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,019
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,991/mo
Today · 4.125%
HK$66,971
baseline
▲ 0.50% · 4.625%
HK$71,046
+HK$4,075/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,942/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,108
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,989
−HK$1,907/mo
Today · 4.125%
HK$73,896
baseline
▲ 0.50% · 4.625%
HK$77,791
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,792/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,025
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,545
−HK$2,561/mo
Today · 4.125%
HK$86,106
baseline
▲ 0.50% · 4.625%
HK$91,345
+HK$5,239/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,212/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,139
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,557
−HK$2,452/mo
Today · 4.125%
HK$95,009
baseline
▲ 0.50% · 4.625%
HK$100,017
+HK$5,008/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,018/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,276 · Scale 2, in force from 26 Feb 2026)