LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,015
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,416
−HK$1,422/mo
Today · 4.125%
HK$47,838
baseline
▲ 0.50% · 4.625%
HK$50,749
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,676/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,079
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,422
−HK$1,363/mo
Today · 4.125%
HK$52,785
baseline
▲ 0.50% · 4.625%
HK$55,567
+HK$2,782/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,570/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,019
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,699
−HK$1,707/mo
Today · 4.125%
HK$57,406
baseline
▲ 0.50% · 4.625%
HK$60,899
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$114,812/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,095
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,707
−HK$1,635/mo
Today · 4.125%
HK$63,342
baseline
▲ 0.50% · 4.625%
HK$66,681
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.84M · min. income ≈ HK$126,684/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,022
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,982
−HK$1,992/mo
Today · 4.125%
HK$66,974
baseline
▲ 0.50% · 4.625%
HK$71,049
+HK$4,075/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,948/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,111
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,991
−HK$1,908/mo
Today · 4.125%
HK$73,899
baseline
▲ 0.50% · 4.625%
HK$77,794
+HK$3,895/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,798/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,028
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,548
−HK$2,561/mo
Today · 4.125%
HK$86,109
baseline
▲ 0.50% · 4.625%
HK$91,349
+HK$5,240/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,218/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,143
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,560
−HK$2,453/mo
Today · 4.125%
HK$95,013
baseline
▲ 0.50% · 4.625%
HK$100,021
+HK$5,008/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,026/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,304 · Scale 2, in force from 26 Feb 2026)