LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,020
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,420
−HK$1,423/mo
Today · 4.125%
HK$47,843
baseline
▲ 0.50% · 4.625%
HK$50,754
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,686/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,084
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,427
−HK$1,363/mo
Today · 4.125%
HK$52,790
baseline
▲ 0.50% · 4.625%
HK$55,573
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,580/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,024
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,704
−HK$1,707/mo
Today · 4.125%
HK$57,411
baseline
▲ 0.50% · 4.625%
HK$60,905
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,822/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,101
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,713
−HK$1,635/mo
Today · 4.125%
HK$63,348
baseline
▲ 0.50% · 4.625%
HK$66,687
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,696/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,028
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,988
−HK$1,992/mo
Today · 4.125%
HK$66,980
baseline
▲ 0.50% · 4.625%
HK$71,056
+HK$4,076/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,960/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,118
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,998
−HK$1,908/mo
Today · 4.125%
HK$73,906
baseline
▲ 0.50% · 4.625%
HK$77,802
+HK$3,896/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,812/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,036
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,556
−HK$2,561/mo
Today · 4.125%
HK$86,117
baseline
▲ 0.50% · 4.625%
HK$91,357
+HK$5,240/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,234/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,151
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,569
−HK$2,453/mo
Today · 4.125%
HK$95,022
baseline
▲ 0.50% · 4.625%
HK$100,031
+HK$5,009/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,044/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,374 · Scale 2, in force from 26 Feb 2026)