LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,021
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,421
−HK$1,423/mo
Today · 4.125%
HK$47,844
baseline
▲ 0.50% · 4.625%
HK$50,755
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,688/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,085
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,428
−HK$1,363/mo
Today · 4.125%
HK$52,791
baseline
▲ 0.50% · 4.625%
HK$55,574
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,582/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,025
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,705
−HK$1,708/mo
Today · 4.125%
HK$57,413
baseline
▲ 0.50% · 4.625%
HK$60,906
+HK$3,493/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,826/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,102
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,714
−HK$1,635/mo
Today · 4.125%
HK$63,349
baseline
▲ 0.50% · 4.625%
HK$66,688
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,698/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,029
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,990
−HK$1,991/mo
Today · 4.125%
HK$66,981
baseline
▲ 0.50% · 4.625%
HK$71,057
+HK$4,076/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,962/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,119
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,000
−HK$1,907/mo
Today · 4.125%
HK$73,907
baseline
▲ 0.50% · 4.625%
HK$77,803
+HK$3,896/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,814/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,037
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,558
−HK$2,561/mo
Today · 4.125%
HK$86,119
baseline
▲ 0.50% · 4.625%
HK$91,359
+HK$5,240/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,238/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,153
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,571
−HK$2,453/mo
Today · 4.125%
HK$95,024
baseline
▲ 0.50% · 4.625%
HK$100,033
+HK$5,009/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,048/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$740,389 · Scale 2, in force from 26 Feb 2026)