LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,025
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,426
−HK$1,423/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,760
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,090
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,434
−HK$1,362/mo
Today · 4.125%
HK$52,796
baseline
▲ 0.50% · 4.625%
HK$55,579
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,592/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,030
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,711
−HK$1,707/mo
Today · 4.125%
HK$57,418
baseline
▲ 0.50% · 4.625%
HK$60,912
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,836/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,108
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,720
−HK$1,636/mo
Today · 4.125%
HK$63,356
baseline
▲ 0.50% · 4.625%
HK$66,695
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,712/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,035
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,996
−HK$1,992/mo
Today · 4.125%
HK$66,988
baseline
▲ 0.50% · 4.625%
HK$71,064
+HK$4,076/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,976/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,126
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,007
−HK$1,908/mo
Today · 4.125%
HK$73,915
baseline
▲ 0.50% · 4.625%
HK$77,811
+HK$3,896/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,830/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,045
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,566
−HK$2,562/mo
Today · 4.125%
HK$86,128
baseline
▲ 0.50% · 4.625%
HK$91,368
+HK$5,240/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,256/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,162
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,580
−HK$2,453/mo
Today · 4.125%
HK$95,033
baseline
▲ 0.50% · 4.625%
HK$100,043
+HK$5,010/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,066/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,464 · Scale 2, in force from 26 Feb 2026)