LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,027
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,428
−HK$1,423/mo
Today · 4.125%
HK$47,851
baseline
▲ 0.50% · 4.625%
HK$50,762
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,702/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,092
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,436
−HK$1,363/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,033
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,713
−HK$1,708/mo
Today · 4.125%
HK$57,421
baseline
▲ 0.50% · 4.625%
HK$60,915
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,842/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,111
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,723
−HK$1,635/mo
Today · 4.125%
HK$63,358
baseline
▲ 0.50% · 4.625%
HK$66,698
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,716/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,038
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,999
−HK$1,992/mo
Today · 4.125%
HK$66,991
baseline
▲ 0.50% · 4.625%
HK$71,067
+HK$4,076/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,982/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,129
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,010
−HK$1,908/mo
Today · 4.125%
HK$73,918
baseline
▲ 0.50% · 4.625%
HK$77,814
+HK$3,896/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,836/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,049
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,570
−HK$2,561/mo
Today · 4.125%
HK$86,131
baseline
▲ 0.50% · 4.625%
HK$91,372
+HK$5,241/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,262/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,166
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,584
−HK$2,454/mo
Today · 4.125%
HK$95,038
baseline
▲ 0.50% · 4.625%
HK$100,047
+HK$5,009/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,076/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,496 · Scale 2, in force from 26 Feb 2026)