LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,028
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,429
−HK$1,423/mo
Today · 4.125%
HK$47,852
baseline
▲ 0.50% · 4.625%
HK$50,763
+HK$2,911/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,704/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,093
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,363/mo
Today · 4.125%
HK$52,800
baseline
▲ 0.50% · 4.625%
HK$55,583
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,600/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,034
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,714
−HK$1,708/mo
Today · 4.125%
HK$57,422
baseline
▲ 0.50% · 4.625%
HK$60,916
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,844/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,112
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,724
−HK$1,636/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$66,699
+HK$3,339/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,039
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,000
−HK$1,992/mo
Today · 4.125%
HK$66,992
baseline
▲ 0.50% · 4.625%
HK$71,069
+HK$4,077/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,984/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,131
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,011
−HK$1,908/mo
Today · 4.125%
HK$73,919
baseline
▲ 0.50% · 4.625%
HK$77,816
+HK$3,897/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,838/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,050
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,572
−HK$2,561/mo
Today · 4.125%
HK$86,133
baseline
▲ 0.50% · 4.625%
HK$91,374
+HK$5,241/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,266/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,168
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,586
−HK$2,453/mo
Today · 4.125%
HK$95,039
baseline
▲ 0.50% · 4.625%
HK$100,049
+HK$5,010/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,078/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,510 · Scale 2, in force from 26 Feb 2026)