LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,028
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,429
−HK$1,423/mo
Today · 4.125%
HK$47,852
baseline
▲ 0.50% · 4.625%
HK$50,764
+HK$2,912/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,704/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,094
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,437
−HK$1,363/mo
Today · 4.125%
HK$52,800
baseline
▲ 0.50% · 4.625%
HK$55,583
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,600/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,034
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,715
−HK$1,708/mo
Today · 4.125%
HK$57,423
baseline
▲ 0.50% · 4.625%
HK$60,917
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,846/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,112
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,725
−HK$1,635/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$66,700
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,040
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,001
−HK$1,992/mo
Today · 4.125%
HK$66,993
baseline
▲ 0.50% · 4.625%
HK$71,069
+HK$4,076/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,986/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,131
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,012
−HK$1,908/mo
Today · 4.125%
HK$73,920
baseline
▲ 0.50% · 4.625%
HK$77,817
+HK$3,897/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,840/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,051
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,572
−HK$2,562/mo
Today · 4.125%
HK$86,134
baseline
▲ 0.50% · 4.625%
HK$91,375
+HK$5,241/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,268/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,169
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,587
−HK$2,453/mo
Today · 4.125%
HK$95,040
baseline
▲ 0.50% · 4.625%
HK$100,050
+HK$5,010/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,080/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,517 · Scale 2, in force from 26 Feb 2026)