LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,029
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,430
−HK$1,423/mo
Today · 4.125%
HK$47,853
baseline
▲ 0.50% · 4.625%
HK$50,765
+HK$2,912/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,706/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,094
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,438
−HK$1,363/mo
Today · 4.125%
HK$52,801
baseline
▲ 0.50% · 4.625%
HK$55,584
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,602/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,035
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,716
−HK$1,707/mo
Today · 4.125%
HK$57,423
baseline
▲ 0.50% · 4.625%
HK$60,917
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,846/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,113
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,725
−HK$1,636/mo
Today · 4.125%
HK$63,361
baseline
▲ 0.50% · 4.625%
HK$66,701
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,722/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,041
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,002
−HK$1,992/mo
Today · 4.125%
HK$66,994
baseline
▲ 0.50% · 4.625%
HK$71,070
+HK$4,076/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,988/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,132
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,013
−HK$1,908/mo
Today · 4.125%
HK$73,921
baseline
▲ 0.50% · 4.625%
HK$77,818
+HK$3,897/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,842/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,052
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,573
−HK$2,562/mo
Today · 4.125%
HK$86,135
baseline
▲ 0.50% · 4.625%
HK$91,376
+HK$5,241/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,270/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,170
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,588
−HK$2,453/mo
Today · 4.125%
HK$95,041
baseline
▲ 0.50% · 4.625%
HK$100,051
+HK$5,010/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,082/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,527 · Scale 2, in force from 26 Feb 2026)