LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,031
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$46,431
−HK$1,423/mo
Today · 4.125%
HK$47,854
baseline
▲ 0.50% · 4.625%
HK$50,766
+HK$2,912/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,708/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,096
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,440
−HK$1,363/mo
Today · 4.125%
HK$52,803
baseline
▲ 0.50% · 4.625%
HK$55,586
+HK$2,783/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,606/mo (50% DSR)
Upfront cash ≈ HK$10.61M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,037
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,718
−HK$1,707/mo
Today · 4.125%
HK$57,425
baseline
▲ 0.50% · 4.625%
HK$60,919
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,850/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,115
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,727
−HK$1,636/mo
Today · 4.125%
HK$63,363
baseline
▲ 0.50% · 4.625%
HK$66,703
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,726/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,043
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,004
−HK$1,992/mo
Today · 4.125%
HK$66,996
baseline
▲ 0.50% · 4.625%
HK$71,073
+HK$4,077/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,992/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,134
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,015
−HK$1,909/mo
Today · 4.125%
HK$73,924
baseline
▲ 0.50% · 4.625%
HK$77,820
+HK$3,896/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,848/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,055
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,576
−HK$2,562/mo
Today · 4.125%
HK$86,138
baseline
▲ 0.50% · 4.625%
HK$91,379
+HK$5,241/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,276/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,173
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,591
−HK$2,454/mo
Today · 4.125%
HK$95,045
baseline
▲ 0.50% · 4.625%
HK$100,055
+HK$5,010/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,090/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,551 · Scale 2, in force from 26 Feb 2026)