LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,033
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,434
−HK$1,423/mo
Today · 4.125%
HK$47,857
baseline
▲ 0.50% · 4.625%
HK$50,769
+HK$2,912/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$95,714/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,099
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,442
−HK$1,363/mo
Today · 4.125%
HK$52,805
baseline
▲ 0.50% · 4.625%
HK$55,589
+HK$2,784/mo
Deposit HK$9.87M · loan HK$9.87M · min. income ≈ HK$105,610/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,039
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,720
−HK$1,708/mo
Today · 4.125%
HK$57,428
baseline
▲ 0.50% · 4.625%
HK$60,922
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,856/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,118
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,731
−HK$1,635/mo
Today · 4.125%
HK$63,366
baseline
▲ 0.50% · 4.625%
HK$66,706
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,732/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,046
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,007
−HK$1,992/mo
Today · 4.125%
HK$66,999
baseline
▲ 0.50% · 4.625%
HK$71,076
+HK$4,077/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$133,998/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,138
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,019
−HK$1,908/mo
Today · 4.125%
HK$73,927
baseline
▲ 0.50% · 4.625%
HK$77,824
+HK$3,897/mo
Deposit HK$5.92M · loan HK$13.82M · min. income ≈ HK$147,854/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,059
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,580
−HK$2,562/mo
Today · 4.125%
HK$86,142
baseline
▲ 0.50% · 4.625%
HK$91,384
+HK$5,242/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$172,284/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,177
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,596
−HK$2,453/mo
Today · 4.125%
HK$95,049
baseline
▲ 0.50% · 4.625%
HK$100,060
+HK$5,011/mo
Deposit HK$1.97M · loan HK$17.77M · min. income ≈ HK$190,098/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,588 · Scale 2, in force from 26 Feb 2026)