LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,036
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,436
−HK$1,424/mo
Today · 4.125%
HK$47,860
baseline
▲ 0.50% · 4.625%
HK$50,772
+HK$2,912/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,720/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,102
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$51,445
−HK$1,363/mo
Today · 4.125%
HK$52,808
baseline
▲ 0.50% · 4.625%
HK$55,592
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,616/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,043
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,708/mo
Today · 4.125%
HK$57,432
baseline
▲ 0.50% · 4.625%
HK$60,926
+HK$3,494/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,864/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,122
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,734
−HK$1,636/mo
Today · 4.125%
HK$63,370
baseline
▲ 0.50% · 4.625%
HK$66,710
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,740/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,050
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,011
−HK$1,993/mo
Today · 4.125%
HK$67,004
baseline
▲ 0.50% · 4.625%
HK$71,081
+HK$4,077/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,008/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,142
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,023
−HK$1,909/mo
Today · 4.125%
HK$73,932
baseline
▲ 0.50% · 4.625%
HK$77,829
+HK$3,897/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,864/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,064
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,586
−HK$2,561/mo
Today · 4.125%
HK$86,147
baseline
▲ 0.50% · 4.625%
HK$91,389
+HK$5,242/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,294/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,183
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,602
−HK$2,453/mo
Today · 4.125%
HK$95,055
baseline
▲ 0.50% · 4.625%
HK$100,066
+HK$5,011/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,110/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,634 · Scale 2, in force from 26 Feb 2026)