LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,037
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,423/mo
Today · 4.125%
HK$47,861
baseline
▲ 0.50% · 4.625%
HK$50,773
+HK$2,912/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,722/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,103
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,447
−HK$1,363/mo
Today · 4.125%
HK$52,810
baseline
▲ 0.50% · 4.625%
HK$55,593
+HK$2,783/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,620/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,044
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,725
−HK$1,708/mo
Today · 4.125%
HK$57,433
baseline
▲ 0.50% · 4.625%
HK$60,928
+HK$3,495/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,866/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,123
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,736
−HK$1,636/mo
Today · 4.125%
HK$63,372
baseline
▲ 0.50% · 4.625%
HK$66,712
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,744/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,051
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,013
−HK$1,992/mo
Today · 4.125%
HK$67,005
baseline
▲ 0.50% · 4.625%
HK$71,082
+HK$4,077/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,010/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,144
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,025
−HK$1,909/mo
Today · 4.125%
HK$73,934
baseline
▲ 0.50% · 4.625%
HK$77,831
+HK$3,897/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,868/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,066
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,588
−HK$2,561/mo
Today · 4.125%
HK$86,149
baseline
▲ 0.50% · 4.625%
HK$91,391
+HK$5,242/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,298/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,185
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,604
−HK$2,453/mo
Today · 4.125%
HK$95,057
baseline
▲ 0.50% · 4.625%
HK$100,068
+HK$5,011/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,114/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,651 · Scale 2, in force from 26 Feb 2026)