LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,039
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,440
−HK$1,424/mo
Today · 4.125%
HK$47,864
baseline
▲ 0.50% · 4.625%
HK$50,776
+HK$2,912/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,728/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,106
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,450
−HK$1,363/mo
Today · 4.125%
HK$52,813
baseline
▲ 0.50% · 4.625%
HK$55,597
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,626/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,047
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,728
−HK$1,708/mo
Today · 4.125%
HK$57,436
baseline
▲ 0.50% · 4.625%
HK$60,931
+HK$3,495/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,872/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,127
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,739
−HK$1,636/mo
Today · 4.125%
HK$63,375
baseline
▲ 0.50% · 4.625%
HK$66,716
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,750/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,055
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,016
−HK$1,993/mo
Today · 4.125%
HK$67,009
baseline
▲ 0.50% · 4.625%
HK$71,086
+HK$4,077/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,018/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,148
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,029
−HK$1,909/mo
Today · 4.125%
HK$73,938
baseline
▲ 0.50% · 4.625%
HK$77,835
+HK$3,897/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,876/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,071
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,592
−HK$2,562/mo
Today · 4.125%
HK$86,154
baseline
▲ 0.50% · 4.625%
HK$91,397
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,308/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,190
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,609
−HK$2,454/mo
Today · 4.125%
HK$95,063
baseline
▲ 0.50% · 4.625%
HK$100,074
+HK$5,011/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,126/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,694 · Scale 2, in force from 26 Feb 2026)