LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,040
−HK$2,824/mo
▼ 0.25% · 3.875%
HK$46,441
−HK$1,423/mo
Today · 4.125%
HK$47,864
baseline
▲ 0.50% · 4.625%
HK$50,777
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,728/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,106
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,450
−HK$1,364/mo
Today · 4.125%
HK$52,814
baseline
▲ 0.50% · 4.625%
HK$55,597
+HK$2,783/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,628/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,048
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,729
−HK$1,708/mo
Today · 4.125%
HK$57,437
baseline
▲ 0.50% · 4.625%
HK$60,932
+HK$3,495/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,874/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,128
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,740
−HK$1,636/mo
Today · 4.125%
HK$63,376
baseline
▲ 0.50% · 4.625%
HK$66,717
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,752/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,056
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,017
−HK$1,993/mo
Today · 4.125%
HK$67,010
baseline
▲ 0.50% · 4.625%
HK$71,087
+HK$4,077/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,020/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,149
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,030
−HK$1,909/mo
Today · 4.125%
HK$73,939
baseline
▲ 0.50% · 4.625%
HK$77,836
+HK$3,897/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,878/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,072
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,594
−HK$2,562/mo
Today · 4.125%
HK$86,156
baseline
▲ 0.50% · 4.625%
HK$91,398
+HK$5,242/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,312/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,192
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,610
−HK$2,454/mo
Today · 4.125%
HK$95,064
baseline
▲ 0.50% · 4.625%
HK$100,075
+HK$5,011/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,128/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,705 · Scale 2, in force from 26 Feb 2026)