LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,040
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,441
−HK$1,424/mo
Today · 4.125%
HK$47,865
baseline
▲ 0.50% · 4.625%
HK$50,777
+HK$2,912/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,730/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,107
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,451
−HK$1,363/mo
Today · 4.125%
HK$52,814
baseline
▲ 0.50% · 4.625%
HK$55,598
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,628/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,048
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,730
−HK$1,708/mo
Today · 4.125%
HK$57,438
baseline
▲ 0.50% · 4.625%
HK$60,933
+HK$3,495/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,876/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,128
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,741
−HK$1,636/mo
Today · 4.125%
HK$63,377
baseline
▲ 0.50% · 4.625%
HK$66,717
+HK$3,340/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,754/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,056
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,018
−HK$1,993/mo
Today · 4.125%
HK$67,011
baseline
▲ 0.50% · 4.625%
HK$71,088
+HK$4,077/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,022/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,150
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,031
−HK$1,909/mo
Today · 4.125%
HK$73,940
baseline
▲ 0.50% · 4.625%
HK$77,837
+HK$3,897/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,880/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,072
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,594
−HK$2,562/mo
Today · 4.125%
HK$86,156
baseline
▲ 0.50% · 4.625%
HK$91,399
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,312/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,192
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,611
−HK$2,454/mo
Today · 4.125%
HK$95,065
baseline
▲ 0.50% · 4.625%
HK$100,076
+HK$5,011/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,130/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,711 · Scale 2, in force from 26 Feb 2026)