LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,044
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,445
−HK$1,424/mo
Today · 4.125%
HK$47,869
baseline
▲ 0.50% · 4.625%
HK$50,782
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,738/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,111
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,455
−HK$1,364/mo
Today · 4.125%
HK$52,819
baseline
▲ 0.50% · 4.625%
HK$55,603
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,638/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,053
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,734
−HK$1,709/mo
Today · 4.125%
HK$57,443
baseline
▲ 0.50% · 4.625%
HK$60,938
+HK$3,495/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,886/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,133
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,746
−HK$1,636/mo
Today · 4.125%
HK$63,382
baseline
▲ 0.50% · 4.625%
HK$66,723
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,764/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,062
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,023
−HK$1,993/mo
Today · 4.125%
HK$67,016
baseline
▲ 0.50% · 4.625%
HK$71,094
+HK$4,078/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,032/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,156
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,037
−HK$1,909/mo
Today · 4.125%
HK$73,946
baseline
▲ 0.50% · 4.625%
HK$77,844
+HK$3,898/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,892/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,080
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,602
−HK$2,562/mo
Today · 4.125%
HK$86,164
baseline
▲ 0.50% · 4.625%
HK$91,407
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,328/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,200
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,619
−HK$2,454/mo
Today · 4.125%
HK$95,073
baseline
▲ 0.50% · 4.625%
HK$100,085
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,146/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,775 · Scale 2, in force from 26 Feb 2026)