LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,045
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,446
−HK$1,424/mo
Today · 4.125%
HK$47,870
baseline
▲ 0.50% · 4.625%
HK$50,783
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,740/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,112
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,456
−HK$1,364/mo
Today · 4.125%
HK$52,820
baseline
▲ 0.50% · 4.625%
HK$55,604
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,640/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,054
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,735
−HK$1,709/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,939
+HK$3,495/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,135
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,747
−HK$1,636/mo
Today · 4.125%
HK$63,383
baseline
▲ 0.50% · 4.625%
HK$66,724
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,766/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,063
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,025
−HK$1,993/mo
Today · 4.125%
HK$67,018
baseline
▲ 0.50% · 4.625%
HK$71,096
+HK$4,078/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,036/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,157
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,039
−HK$1,908/mo
Today · 4.125%
HK$73,947
baseline
▲ 0.50% · 4.625%
HK$77,845
+HK$3,898/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,894/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,081
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,603
−HK$2,563/mo
Today · 4.125%
HK$86,166
baseline
▲ 0.50% · 4.625%
HK$91,409
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,332/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,202
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,621
−HK$2,454/mo
Today · 4.125%
HK$95,075
baseline
▲ 0.50% · 4.625%
HK$100,087
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,150/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,789 · Scale 2, in force from 26 Feb 2026)