LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,045
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,447
−HK$1,423/mo
Today · 4.125%
HK$47,870
baseline
▲ 0.50% · 4.625%
HK$50,783
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,740/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,113
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,457
−HK$1,363/mo
Today · 4.125%
HK$52,820
baseline
▲ 0.50% · 4.625%
HK$55,604
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,640/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,055
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,736
−HK$1,708/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,940
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,135
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,748
−HK$1,636/mo
Today · 4.125%
HK$63,384
baseline
▲ 0.50% · 4.625%
HK$66,725
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,768/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,064
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,025
−HK$1,993/mo
Today · 4.125%
HK$67,018
baseline
▲ 0.50% · 4.625%
HK$71,096
+HK$4,078/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,036/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,158
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,039
−HK$1,909/mo
Today · 4.125%
HK$73,948
baseline
▲ 0.50% · 4.625%
HK$77,846
+HK$3,898/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,896/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,082
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,604
−HK$2,562/mo
Today · 4.125%
HK$86,166
baseline
▲ 0.50% · 4.625%
HK$91,409
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,332/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,203
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,622
−HK$2,454/mo
Today · 4.125%
HK$95,076
baseline
▲ 0.50% · 4.625%
HK$100,088
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,152/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,796 · Scale 2, in force from 26 Feb 2026)