LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,048
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,449
−HK$1,424/mo
Today · 4.125%
HK$47,873
baseline
▲ 0.50% · 4.625%
HK$50,785
+HK$2,912/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,746/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,115
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,459
−HK$1,364/mo
Today · 4.125%
HK$52,823
baseline
▲ 0.50% · 4.625%
HK$55,607
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,646/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,057
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,739
−HK$1,708/mo
Today · 4.125%
HK$57,447
baseline
▲ 0.50% · 4.625%
HK$60,943
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,894/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,138
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,751
−HK$1,636/mo
Today · 4.125%
HK$63,387
baseline
▲ 0.50% · 4.625%
HK$66,728
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,774/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,067
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,028
−HK$1,994/mo
Today · 4.125%
HK$67,022
baseline
▲ 0.50% · 4.625%
HK$71,100
+HK$4,078/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,044/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,161
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,043
−HK$1,909/mo
Today · 4.125%
HK$73,952
baseline
▲ 0.50% · 4.625%
HK$77,850
+HK$3,898/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,904/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,086
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,608
−HK$2,563/mo
Today · 4.125%
HK$86,171
baseline
▲ 0.50% · 4.625%
HK$91,414
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,342/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,207
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,626
−HK$2,455/mo
Today · 4.125%
HK$95,081
baseline
▲ 0.50% · 4.625%
HK$100,093
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,162/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,833 · Scale 2, in force from 26 Feb 2026)