LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,051
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,452
−HK$1,424/mo
Today · 4.125%
HK$47,876
baseline
▲ 0.50% · 4.625%
HK$50,789
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,752/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,119
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$51,463
−HK$1,363/mo
Today · 4.125%
HK$52,826
baseline
▲ 0.50% · 4.625%
HK$55,611
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,652/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,061
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,743
−HK$1,708/mo
Today · 4.125%
HK$57,451
baseline
▲ 0.50% · 4.625%
HK$60,947
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,902/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,142
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,755
−HK$1,637/mo
Today · 4.125%
HK$63,392
baseline
▲ 0.50% · 4.625%
HK$66,733
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,784/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,071
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,033
−HK$1,993/mo
Today · 4.125%
HK$67,026
baseline
▲ 0.50% · 4.625%
HK$71,105
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,052/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,166
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,048
−HK$1,909/mo
Today · 4.125%
HK$73,957
baseline
▲ 0.50% · 4.625%
HK$77,855
+HK$3,898/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,914/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,092
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,614
−HK$2,563/mo
Today · 4.125%
HK$86,177
baseline
▲ 0.50% · 4.625%
HK$91,420
+HK$5,243/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,354/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,214
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,633
−HK$2,455/mo
Today · 4.125%
HK$95,088
baseline
▲ 0.50% · 4.625%
HK$100,100
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,176/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,886 · Scale 2, in force from 26 Feb 2026)