LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,052
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,453
−HK$1,424/mo
Today · 4.125%
HK$47,877
baseline
▲ 0.50% · 4.625%
HK$50,790
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,754/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,119
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,464
−HK$1,363/mo
Today · 4.125%
HK$52,827
baseline
▲ 0.50% · 4.625%
HK$55,612
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,654/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,062
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,744
−HK$1,708/mo
Today · 4.125%
HK$57,452
baseline
▲ 0.50% · 4.625%
HK$60,948
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,904/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,143
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,756
−HK$1,637/mo
Today · 4.125%
HK$63,393
baseline
▲ 0.50% · 4.625%
HK$66,734
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,786/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,072
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,034
−HK$1,993/mo
Today · 4.125%
HK$67,027
baseline
▲ 0.50% · 4.625%
HK$71,106
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,054/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,167
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,049
−HK$1,909/mo
Today · 4.125%
HK$73,958
baseline
▲ 0.50% · 4.625%
HK$77,857
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,916/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,093
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,615
−HK$2,563/mo
Today · 4.125%
HK$86,178
baseline
▲ 0.50% · 4.625%
HK$91,422
+HK$5,244/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,356/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,215
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,634
−HK$2,455/mo
Today · 4.125%
HK$95,089
baseline
▲ 0.50% · 4.625%
HK$100,101
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,178/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,897 · Scale 2, in force from 26 Feb 2026)