LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,054
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,455
−HK$1,424/mo
Today · 4.125%
HK$47,879
baseline
▲ 0.50% · 4.625%
HK$50,792
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,758/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,122
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,466
−HK$1,364/mo
Today · 4.125%
HK$52,830
baseline
▲ 0.50% · 4.625%
HK$55,614
+HK$2,784/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,660/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,064
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,746
−HK$1,709/mo
Today · 4.125%
HK$57,455
baseline
▲ 0.50% · 4.625%
HK$60,951
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$114,910/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,146
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,759
−HK$1,636/mo
Today · 4.125%
HK$63,395
baseline
▲ 0.50% · 4.625%
HK$66,737
+HK$3,342/mo
Deposit HK$7.90M · loan HK$11.85M · min. income ≈ HK$126,790/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,075
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,037
−HK$1,993/mo
Today · 4.125%
HK$67,030
baseline
▲ 0.50% · 4.625%
HK$71,109
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,060/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,170
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,052
−HK$1,909/mo
Today · 4.125%
HK$73,961
baseline
▲ 0.50% · 4.625%
HK$77,860
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,922/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,096
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,619
−HK$2,563/mo
Today · 4.125%
HK$86,182
baseline
▲ 0.50% · 4.625%
HK$91,426
+HK$5,244/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,364/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,219
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,639
−HK$2,454/mo
Today · 4.125%
HK$95,093
baseline
▲ 0.50% · 4.625%
HK$100,106
+HK$5,013/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,186/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,930 · Scale 2, in force from 26 Feb 2026)