LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,055
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,456
−HK$1,424/mo
Today · 4.125%
HK$47,880
baseline
▲ 0.50% · 4.625%
HK$50,793
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,760/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,123
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,467
−HK$1,364/mo
Today · 4.125%
HK$52,831
baseline
▲ 0.50% · 4.625%
HK$55,616
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,662/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,065
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,747
−HK$1,709/mo
Today · 4.125%
HK$57,456
baseline
▲ 0.50% · 4.625%
HK$60,952
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$114,912/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,147
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,760
−HK$1,637/mo
Today · 4.125%
HK$63,397
baseline
▲ 0.50% · 4.625%
HK$66,739
+HK$3,342/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$126,794/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,076
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,038
−HK$1,994/mo
Today · 4.125%
HK$67,032
baseline
▲ 0.50% · 4.625%
HK$71,111
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,064/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,172
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,054
−HK$1,909/mo
Today · 4.125%
HK$73,963
baseline
▲ 0.50% · 4.625%
HK$77,862
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,926/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,098
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,621
−HK$2,563/mo
Today · 4.125%
HK$86,184
baseline
▲ 0.50% · 4.625%
HK$91,428
+HK$5,244/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,368/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,221
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,641
−HK$2,454/mo
Today · 4.125%
HK$95,095
baseline
▲ 0.50% · 4.625%
HK$100,108
+HK$5,013/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,190/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,946 · Scale 2, in force from 26 Feb 2026)