LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,056
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,458
−HK$1,424/mo
Today · 4.125%
HK$47,882
baseline
▲ 0.50% · 4.625%
HK$50,795
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,764/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,125
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,469
−HK$1,364/mo
Today · 4.125%
HK$52,833
baseline
▲ 0.50% · 4.625%
HK$55,618
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,666/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,068
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,750
−HK$1,708/mo
Today · 4.125%
HK$57,458
baseline
▲ 0.50% · 4.625%
HK$60,955
+HK$3,497/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$114,916/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,150
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,763
−HK$1,637/mo
Today · 4.125%
HK$63,400
baseline
▲ 0.50% · 4.625%
HK$66,741
+HK$3,341/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$126,800/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,079
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,041
−HK$1,994/mo
Today · 4.125%
HK$67,035
baseline
▲ 0.50% · 4.625%
HK$71,114
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,070/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,175
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,057
−HK$1,909/mo
Today · 4.125%
HK$73,966
baseline
▲ 0.50% · 4.625%
HK$77,865
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,932/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,102
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,624
−HK$2,563/mo
Today · 4.125%
HK$86,187
baseline
▲ 0.50% · 4.625%
HK$91,432
+HK$5,245/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,374/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,225
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,645
−HK$2,454/mo
Today · 4.125%
HK$95,099
baseline
▲ 0.50% · 4.625%
HK$100,112
+HK$5,013/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,198/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$740,978 · Scale 2, in force from 26 Feb 2026)