LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,058
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,460
−HK$1,424/mo
Today · 4.125%
HK$47,884
baseline
▲ 0.50% · 4.625%
HK$50,797
+HK$2,913/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,768/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,127
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,471
−HK$1,364/mo
Today · 4.125%
HK$52,835
baseline
▲ 0.50% · 4.625%
HK$55,620
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,670/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,070
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,751
−HK$1,709/mo
Today · 4.125%
HK$57,460
baseline
▲ 0.50% · 4.625%
HK$60,957
+HK$3,497/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$114,920/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,152
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,765
−HK$1,637/mo
Today · 4.125%
HK$63,402
baseline
▲ 0.50% · 4.625%
HK$66,744
+HK$3,342/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$126,804/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,081
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,043
−HK$1,994/mo
Today · 4.125%
HK$67,037
baseline
▲ 0.50% · 4.625%
HK$71,116
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,074/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,177
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,059
−HK$1,910/mo
Today · 4.125%
HK$73,969
baseline
▲ 0.50% · 4.625%
HK$77,868
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,938/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,104
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,627
−HK$2,563/mo
Today · 4.125%
HK$86,190
baseline
▲ 0.50% · 4.625%
HK$91,435
+HK$5,245/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$172,380/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,228
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,648
−HK$2,455/mo
Today · 4.125%
HK$95,103
baseline
▲ 0.50% · 4.625%
HK$100,115
+HK$5,012/mo
Deposit HK$1.98M · loan HK$17.78M · min. income ≈ HK$190,206/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,002 · Scale 2, in force from 26 Feb 2026)