LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,061
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,462
−HK$1,424/mo
Today · 4.125%
HK$47,886
baseline
▲ 0.50% · 4.625%
HK$50,800
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,772/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,130
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,474
−HK$1,364/mo
Today · 4.125%
HK$52,838
baseline
▲ 0.50% · 4.625%
HK$55,623
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,676/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,073
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,755
−HK$1,709/mo
Today · 4.125%
HK$57,464
baseline
▲ 0.50% · 4.625%
HK$60,960
+HK$3,496/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$114,928/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,156
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,769
−HK$1,637/mo
Today · 4.125%
HK$63,406
baseline
▲ 0.50% · 4.625%
HK$66,748
+HK$3,342/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$126,812/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,085
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,047
−HK$1,994/mo
Today · 4.125%
HK$67,041
baseline
▲ 0.50% · 4.625%
HK$71,120
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,082/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,181
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,064
−HK$1,909/mo
Today · 4.125%
HK$73,973
baseline
▲ 0.50% · 4.625%
HK$77,872
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,946/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,109
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,632
−HK$2,564/mo
Today · 4.125%
HK$86,196
baseline
▲ 0.50% · 4.625%
HK$91,440
+HK$5,244/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,392/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,233
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,653
−HK$2,455/mo
Today · 4.125%
HK$95,108
baseline
▲ 0.50% · 4.625%
HK$100,122
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,216/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,048 · Scale 2, in force from 26 Feb 2026)