LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,063
−HK$2,825/mo
▼ 0.25% · 3.875%
HK$46,464
−HK$1,424/mo
Today · 4.125%
HK$47,888
baseline
▲ 0.50% · 4.625%
HK$50,802
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,776/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,132
−HK$2,708/mo
▼ 0.25% · 3.875%
HK$51,476
−HK$1,364/mo
Today · 4.125%
HK$52,840
baseline
▲ 0.50% · 4.625%
HK$55,625
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,680/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,075
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,757
−HK$1,709/mo
Today · 4.125%
HK$57,466
baseline
▲ 0.50% · 4.625%
HK$60,963
+HK$3,497/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$114,932/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,158
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,771
−HK$1,637/mo
Today · 4.125%
HK$63,408
baseline
▲ 0.50% · 4.625%
HK$66,750
+HK$3,342/mo
Deposit HK$7.90M · loan HK$11.86M · min. income ≈ HK$126,816/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,088
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,050
−HK$1,994/mo
Today · 4.125%
HK$67,044
baseline
▲ 0.50% · 4.625%
HK$71,123
+HK$4,079/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,088/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,184
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,067
−HK$1,909/mo
Today · 4.125%
HK$73,976
baseline
▲ 0.50% · 4.625%
HK$77,875
+HK$3,899/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,952/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,113
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,636
−HK$2,563/mo
Today · 4.125%
HK$86,199
baseline
▲ 0.50% · 4.625%
HK$91,444
+HK$5,245/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,398/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,237
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,657
−HK$2,455/mo
Today · 4.125%
HK$95,112
baseline
▲ 0.50% · 4.625%
HK$100,126
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,224/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,077 · Scale 2, in force from 26 Feb 2026)