LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,067
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,469
−HK$1,425/mo
Today · 4.125%
HK$47,894
baseline
▲ 0.50% · 4.625%
HK$50,808
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,788/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,137
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,482
−HK$1,364/mo
Today · 4.125%
HK$52,846
baseline
▲ 0.50% · 4.625%
HK$55,631
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,692/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,081
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,763
−HK$1,709/mo
Today · 4.125%
HK$57,472
baseline
▲ 0.50% · 4.625%
HK$60,969
+HK$3,497/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,944/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,165
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,778
−HK$1,637/mo
Today · 4.125%
HK$63,415
baseline
▲ 0.50% · 4.625%
HK$66,758
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,830/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,094
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,057
−HK$1,994/mo
Today · 4.125%
HK$67,051
baseline
▲ 0.50% · 4.625%
HK$71,131
+HK$4,080/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$134,102/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,192
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,074
−HK$1,910/mo
Today · 4.125%
HK$73,984
baseline
▲ 0.50% · 4.625%
HK$77,884
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.83M · min. income ≈ HK$147,968/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,121
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,645
−HK$2,563/mo
Today · 4.125%
HK$86,208
baseline
▲ 0.50% · 4.625%
HK$91,454
+HK$5,246/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,416/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,247
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,667
−HK$2,456/mo
Today · 4.125%
HK$95,123
baseline
▲ 0.50% · 4.625%
HK$100,137
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,246/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,158 · Scale 2, in force from 26 Feb 2026)