LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,069
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,470
−HK$1,425/mo
Today · 4.125%
HK$47,895
baseline
▲ 0.50% · 4.625%
HK$50,809
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,790/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,138
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,483
−HK$1,364/mo
Today · 4.125%
HK$52,847
baseline
▲ 0.50% · 4.625%
HK$55,633
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,694/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,082
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,765
−HK$1,709/mo
Today · 4.125%
HK$57,474
baseline
▲ 0.50% · 4.625%
HK$60,971
+HK$3,497/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,948/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,166
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,780
−HK$1,637/mo
Today · 4.125%
HK$63,417
baseline
▲ 0.50% · 4.625%
HK$66,759
+HK$3,342/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,834/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,096
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,059
−HK$1,994/mo
Today · 4.125%
HK$67,053
baseline
▲ 0.50% · 4.625%
HK$71,133
+HK$4,080/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,106/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,194
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,076
−HK$1,910/mo
Today · 4.125%
HK$73,986
baseline
▲ 0.50% · 4.625%
HK$77,886
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,972/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,123
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,647
−HK$2,564/mo
Today · 4.125%
HK$86,211
baseline
▲ 0.50% · 4.625%
HK$91,456
+HK$5,245/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,422/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,249
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,669
−HK$2,456/mo
Today · 4.125%
HK$95,125
baseline
▲ 0.50% · 4.625%
HK$100,139
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,250/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,176 · Scale 2, in force from 26 Feb 2026)