LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,069
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,471
−HK$1,424/mo
Today · 4.125%
HK$47,895
baseline
▲ 0.50% · 4.625%
HK$50,809
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,790/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,139
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,483
−HK$1,365/mo
Today · 4.125%
HK$52,848
baseline
▲ 0.50% · 4.625%
HK$55,633
+HK$2,785/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,696/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,083
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,765
−HK$1,709/mo
Today · 4.125%
HK$57,474
baseline
▲ 0.50% · 4.625%
HK$60,971
+HK$3,497/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,948/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,166
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,780
−HK$1,637/mo
Today · 4.125%
HK$63,417
baseline
▲ 0.50% · 4.625%
HK$66,760
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,834/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,096
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,059
−HK$1,994/mo
Today · 4.125%
HK$67,053
baseline
▲ 0.50% · 4.625%
HK$71,133
+HK$4,080/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,106/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,194
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,077
−HK$1,910/mo
Today · 4.125%
HK$73,987
baseline
▲ 0.50% · 4.625%
HK$77,887
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,974/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,124
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,647
−HK$2,564/mo
Today · 4.125%
HK$86,211
baseline
▲ 0.50% · 4.625%
HK$91,457
+HK$5,246/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,422/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,250
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,670
−HK$2,456/mo
Today · 4.125%
HK$95,126
baseline
▲ 0.50% · 4.625%
HK$100,140
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,252/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,182 · Scale 2, in force from 26 Feb 2026)