LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,070
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,471
−HK$1,425/mo
Today · 4.125%
HK$47,896
baseline
▲ 0.50% · 4.625%
HK$50,810
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,792/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,139
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,484
−HK$1,364/mo
Today · 4.125%
HK$52,848
baseline
▲ 0.50% · 4.625%
HK$55,634
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,696/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,083
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,766
−HK$1,709/mo
Today · 4.125%
HK$57,475
baseline
▲ 0.50% · 4.625%
HK$60,972
+HK$3,497/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,950/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,167
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,781
−HK$1,637/mo
Today · 4.125%
HK$63,418
baseline
▲ 0.50% · 4.625%
HK$66,761
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,836/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,097
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,060
−HK$1,994/mo
Today · 4.125%
HK$67,054
baseline
▲ 0.50% · 4.625%
HK$71,134
+HK$4,080/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,108/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,195
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,078
−HK$1,910/mo
Today · 4.125%
HK$73,988
baseline
▲ 0.50% · 4.625%
HK$77,888
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,976/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,125
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,649
−HK$2,563/mo
Today · 4.125%
HK$86,212
baseline
▲ 0.50% · 4.625%
HK$91,458
+HK$5,246/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,424/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,251
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,671
−HK$2,456/mo
Today · 4.125%
HK$95,127
baseline
▲ 0.50% · 4.625%
HK$100,141
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,254/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,192 · Scale 2, in force from 26 Feb 2026)