LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,070
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,472
−HK$1,425/mo
Today · 4.125%
HK$47,897
baseline
▲ 0.50% · 4.625%
HK$50,811
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,794/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,140
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,485
−HK$1,364/mo
Today · 4.125%
HK$52,849
baseline
▲ 0.50% · 4.625%
HK$55,635
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,698/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,084
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,767
−HK$1,709/mo
Today · 4.125%
HK$57,476
baseline
▲ 0.50% · 4.625%
HK$60,973
+HK$3,497/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,952/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,168
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,782
−HK$1,637/mo
Today · 4.125%
HK$63,419
baseline
▲ 0.50% · 4.625%
HK$66,762
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,838/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,099
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,061
−HK$1,994/mo
Today · 4.125%
HK$67,055
baseline
▲ 0.50% · 4.625%
HK$71,136
+HK$4,081/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,110/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,197
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,079
−HK$1,910/mo
Today · 4.125%
HK$73,989
baseline
▲ 0.50% · 4.625%
HK$77,889
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,978/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,127
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,650
−HK$2,564/mo
Today · 4.125%
HK$86,214
baseline
▲ 0.50% · 4.625%
HK$91,460
+HK$5,246/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,428/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,253
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,673
−HK$2,456/mo
Today · 4.125%
HK$95,129
baseline
▲ 0.50% · 4.625%
HK$100,143
+HK$5,014/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,258/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,207 · Scale 2, in force from 26 Feb 2026)