LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,073
−HK$2,826/mo
▼ 0.25% · 3.875%
HK$46,475
−HK$1,424/mo
Today · 4.125%
HK$47,899
baseline
▲ 0.50% · 4.625%
HK$50,814
+HK$2,915/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,798/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,143
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,488
−HK$1,364/mo
Today · 4.125%
HK$52,852
baseline
▲ 0.50% · 4.625%
HK$55,638
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,704/mo (50% DSR)
Upfront cash ≈ HK$10.62M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,088
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$55,770
−HK$1,709/mo
Today · 4.125%
HK$57,479
baseline
▲ 0.50% · 4.625%
HK$60,977
+HK$3,498/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,958/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,172
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,786
−HK$1,637/mo
Today · 4.125%
HK$63,423
baseline
▲ 0.50% · 4.625%
HK$66,766
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,846/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,102
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,065
−HK$1,994/mo
Today · 4.125%
HK$67,059
baseline
▲ 0.50% · 4.625%
HK$71,140
+HK$4,081/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,118/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,200
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,083
−HK$1,910/mo
Today · 4.125%
HK$73,993
baseline
▲ 0.50% · 4.625%
HK$77,893
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,986/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,131
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,655
−HK$2,564/mo
Today · 4.125%
HK$86,219
baseline
▲ 0.50% · 4.625%
HK$91,465
+HK$5,246/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,438/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,258
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,678
−HK$2,456/mo
Today · 4.125%
HK$95,134
baseline
▲ 0.50% · 4.625%
HK$100,149
+HK$5,015/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,268/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,248 · Scale 2, in force from 26 Feb 2026)