LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,075
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,477
−HK$1,425/mo
Today · 4.125%
HK$47,902
baseline
▲ 0.50% · 4.625%
HK$50,816
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,804/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,146
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,491
−HK$1,364/mo
Today · 4.125%
HK$52,855
baseline
▲ 0.50% · 4.625%
HK$55,641
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,710/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,090
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,773
−HK$1,709/mo
Today · 4.125%
HK$57,482
baseline
▲ 0.50% · 4.625%
HK$60,980
+HK$3,498/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,964/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,175
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,789
−HK$1,637/mo
Today · 4.125%
HK$63,426
baseline
▲ 0.50% · 4.625%
HK$66,769
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,852/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,105
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,068
−HK$1,994/mo
Today · 4.125%
HK$67,062
baseline
▲ 0.50% · 4.625%
HK$71,143
+HK$4,081/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,124/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,204
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,087
−HK$1,910/mo
Today · 4.125%
HK$73,997
baseline
▲ 0.50% · 4.625%
HK$77,897
+HK$3,900/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,994/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,135
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,659
−HK$2,564/mo
Today · 4.125%
HK$86,223
baseline
▲ 0.50% · 4.625%
HK$91,470
+HK$5,247/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,446/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,262
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,683
−HK$2,456/mo
Today · 4.125%
HK$95,139
baseline
▲ 0.50% · 4.625%
HK$100,154
+HK$5,015/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,278/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,284 · Scale 2, in force from 26 Feb 2026)