LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,076
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,478
−HK$1,425/mo
Today · 4.125%
HK$47,903
baseline
▲ 0.50% · 4.625%
HK$50,817
+HK$2,914/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,806/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,147
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,492
−HK$1,364/mo
Today · 4.125%
HK$52,856
baseline
▲ 0.50% · 4.625%
HK$55,642
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,712/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,091
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,774
−HK$1,709/mo
Today · 4.125%
HK$57,483
baseline
▲ 0.50% · 4.625%
HK$60,981
+HK$3,498/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,966/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,176
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,790
−HK$1,637/mo
Today · 4.125%
HK$63,427
baseline
▲ 0.50% · 4.625%
HK$66,770
+HK$3,343/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,854/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,106
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,069
−HK$1,995/mo
Today · 4.125%
HK$67,064
baseline
▲ 0.50% · 4.625%
HK$71,144
+HK$4,080/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,128/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,205
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,088
−HK$1,910/mo
Today · 4.125%
HK$73,998
baseline
▲ 0.50% · 4.625%
HK$77,899
+HK$3,901/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$147,996/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,137
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,661
−HK$2,564/mo
Today · 4.125%
HK$86,225
baseline
▲ 0.50% · 4.625%
HK$91,471
+HK$5,246/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,450/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,264
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,685
−HK$2,456/mo
Today · 4.125%
HK$95,141
baseline
▲ 0.50% · 4.625%
HK$100,156
+HK$5,015/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,282/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,299 · Scale 2, in force from 26 Feb 2026)