LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,078
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,480
−HK$1,425/mo
Today · 4.125%
HK$47,905
baseline
▲ 0.50% · 4.625%
HK$50,820
+HK$2,915/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$95,810/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,149
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,494
−HK$1,365/mo
Today · 4.125%
HK$52,859
baseline
▲ 0.50% · 4.625%
HK$55,645
+HK$2,786/mo
Deposit HK$9.88M · loan HK$9.88M · min. income ≈ HK$105,718/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,094
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,777
−HK$1,709/mo
Today · 4.125%
HK$57,486
baseline
▲ 0.50% · 4.625%
HK$60,984
+HK$3,498/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,972/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,179
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,637/mo
Today · 4.125%
HK$63,430
baseline
▲ 0.50% · 4.625%
HK$66,774
+HK$3,344/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,860/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,110
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,073
−HK$1,994/mo
Today · 4.125%
HK$67,067
baseline
▲ 0.50% · 4.625%
HK$71,148
+HK$4,081/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,134/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,209
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,092
−HK$1,910/mo
Today · 4.125%
HK$74,002
baseline
▲ 0.50% · 4.625%
HK$77,903
+HK$3,901/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,004/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,141
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,665
−HK$2,564/mo
Today · 4.125%
HK$86,229
baseline
▲ 0.50% · 4.625%
HK$91,476
+HK$5,247/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,458/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,268
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,689
−HK$2,456/mo
Today · 4.125%
HK$95,145
baseline
▲ 0.50% · 4.625%
HK$100,161
+HK$5,016/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,290/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,336 · Scale 2, in force from 26 Feb 2026)