LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,083
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,486
−HK$1,424/mo
Today · 4.125%
HK$47,910
baseline
▲ 0.50% · 4.625%
HK$50,826
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,820/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,155
−HK$2,709/mo
▼ 0.25% · 3.875%
HK$51,500
−HK$1,364/mo
Today · 4.125%
HK$52,864
baseline
▲ 0.50% · 4.625%
HK$55,651
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,728/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,100
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,783
−HK$1,709/mo
Today · 4.125%
HK$57,492
baseline
▲ 0.50% · 4.625%
HK$60,991
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,984/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,185
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,800
−HK$1,637/mo
Today · 4.125%
HK$63,437
baseline
▲ 0.50% · 4.625%
HK$66,781
+HK$3,344/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,874/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,116
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,080
−HK$1,994/mo
Today · 4.125%
HK$67,074
baseline
▲ 0.50% · 4.625%
HK$71,156
+HK$4,082/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,148/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,216
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,100
−HK$1,910/mo
Today · 4.125%
HK$74,010
baseline
▲ 0.50% · 4.625%
HK$77,911
+HK$3,901/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,020/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,150
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,674
−HK$2,565/mo
Today · 4.125%
HK$86,239
baseline
▲ 0.50% · 4.625%
HK$91,486
+HK$5,247/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,478/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,278
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,699
−HK$2,457/mo
Today · 4.125%
HK$95,156
baseline
▲ 0.50% · 4.625%
HK$100,171
+HK$5,015/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,312/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,417 · Scale 2, in force from 26 Feb 2026)