LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,084
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,486
−HK$1,425/mo
Today · 4.125%
HK$47,911
baseline
▲ 0.50% · 4.625%
HK$50,826
+HK$2,915/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,822/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,155
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,500
−HK$1,365/mo
Today · 4.125%
HK$52,865
baseline
▲ 0.50% · 4.625%
HK$55,651
+HK$2,786/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,730/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,100
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,783
−HK$1,710/mo
Today · 4.125%
HK$57,493
baseline
▲ 0.50% · 4.625%
HK$60,991
+HK$3,498/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,986/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,186
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,800
−HK$1,638/mo
Today · 4.125%
HK$63,438
baseline
▲ 0.50% · 4.625%
HK$66,782
+HK$3,344/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,876/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,117
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,080
−HK$1,995/mo
Today · 4.125%
HK$67,075
baseline
▲ 0.50% · 4.625%
HK$71,156
+HK$4,081/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,150/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,217
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,100
−HK$1,911/mo
Today · 4.125%
HK$74,011
baseline
▲ 0.50% · 4.625%
HK$77,912
+HK$3,901/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,022/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,150
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,675
−HK$2,564/mo
Today · 4.125%
HK$86,239
baseline
▲ 0.50% · 4.625%
HK$91,487
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,478/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,279
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,700
−HK$2,456/mo
Today · 4.125%
HK$95,156
baseline
▲ 0.50% · 4.625%
HK$100,172
+HK$5,016/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,312/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,422 · Scale 2, in force from 26 Feb 2026)