LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,085
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,487
−HK$1,425/mo
Today · 4.125%
HK$47,912
baseline
▲ 0.50% · 4.625%
HK$50,827
+HK$2,915/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,824/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,156
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,501
−HK$1,365/mo
Today · 4.125%
HK$52,866
baseline
▲ 0.50% · 4.625%
HK$55,653
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,732/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,102
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$55,785
−HK$1,709/mo
Today · 4.125%
HK$57,494
baseline
▲ 0.50% · 4.625%
HK$60,993
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,988/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,188
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$61,802
−HK$1,637/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$66,783
+HK$3,344/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,119
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,082
−HK$1,995/mo
Today · 4.125%
HK$67,077
baseline
▲ 0.50% · 4.625%
HK$71,158
+HK$4,081/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,154/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,219
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,102
−HK$1,910/mo
Today · 4.125%
HK$74,012
baseline
▲ 0.50% · 4.625%
HK$77,914
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,024/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,152
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,677
−HK$2,564/mo
Today · 4.125%
HK$86,241
baseline
▲ 0.50% · 4.625%
HK$91,489
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$172,482/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,281
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,703
−HK$2,456/mo
Today · 4.125%
HK$95,159
baseline
▲ 0.50% · 4.625%
HK$100,175
+HK$5,016/mo
Deposit HK$1.98M · loan HK$17.79M · min. income ≈ HK$190,318/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,442 · Scale 2, in force from 26 Feb 2026)