LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,088
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,491
−HK$1,425/mo
Today · 4.125%
HK$47,916
baseline
▲ 0.50% · 4.625%
HK$50,831
+HK$2,915/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,832/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,160
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,506
−HK$1,364/mo
Today · 4.125%
HK$52,870
baseline
▲ 0.50% · 4.625%
HK$55,657
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,740/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,106
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,789
−HK$1,710/mo
Today · 4.125%
HK$57,499
baseline
▲ 0.50% · 4.625%
HK$60,998
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$114,998/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,192
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,807
−HK$1,637/mo
Today · 4.125%
HK$63,444
baseline
▲ 0.50% · 4.625%
HK$66,789
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,888/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,124
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,087
−HK$1,995/mo
Today · 4.125%
HK$67,082
baseline
▲ 0.50% · 4.625%
HK$71,164
+HK$4,082/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,164/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,224
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,108
−HK$1,910/mo
Today · 4.125%
HK$74,018
baseline
▲ 0.50% · 4.625%
HK$77,920
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,036/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,159
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,683
−HK$2,565/mo
Today · 4.125%
HK$86,248
baseline
▲ 0.50% · 4.625%
HK$91,496
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,496/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,289
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,710
−HK$2,457/mo
Today · 4.125%
HK$95,167
baseline
▲ 0.50% · 4.625%
HK$100,183
+HK$5,016/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,334/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,501 · Scale 2, in force from 26 Feb 2026)