LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,090
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,492
−HK$1,425/mo
Today · 4.125%
HK$47,917
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,834/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,162
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,507
−HK$1,365/mo
Today · 4.125%
HK$52,872
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,744/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,108
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,791
−HK$1,710/mo
Today · 4.125%
HK$57,501
baseline
▲ 0.50% · 4.625%
HK$61,000
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$115,002/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,194
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,809
−HK$1,637/mo
Today · 4.125%
HK$63,446
baseline
▲ 0.50% · 4.625%
HK$66,791
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,892/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,126
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,089
−HK$1,995/mo
Today · 4.125%
HK$67,084
baseline
▲ 0.50% · 4.625%
HK$71,166
+HK$4,082/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,168/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,227
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,110
−HK$1,911/mo
Today · 4.125%
HK$74,021
baseline
▲ 0.50% · 4.625%
HK$77,923
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,042/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,162
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,686
−HK$2,565/mo
Today · 4.125%
HK$86,251
baseline
▲ 0.50% · 4.625%
HK$91,499
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,502/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,292
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,713
−HK$2,457/mo
Today · 4.125%
HK$95,170
baseline
▲ 0.50% · 4.625%
HK$100,186
+HK$5,016/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,340/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,526 · Scale 2, in force from 26 Feb 2026)