LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,091
−HK$2,827/mo
▼ 0.25% · 3.875%
HK$46,493
−HK$1,425/mo
Today · 4.125%
HK$47,918
baseline
▲ 0.50% · 4.625%
HK$50,834
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,836/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,163
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,508
−HK$1,365/mo
Today · 4.125%
HK$52,873
baseline
▲ 0.50% · 4.625%
HK$55,660
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,746/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,109
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,792
−HK$1,710/mo
Today · 4.125%
HK$57,502
baseline
▲ 0.50% · 4.625%
HK$61,001
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$115,004/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,196
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,810
−HK$1,638/mo
Today · 4.125%
HK$63,448
baseline
▲ 0.50% · 4.625%
HK$66,792
+HK$3,344/mo
Deposit HK$7.91M · loan HK$11.86M · min. income ≈ HK$126,896/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,127
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,091
−HK$1,995/mo
Today · 4.125%
HK$67,086
baseline
▲ 0.50% · 4.625%
HK$71,168
+HK$4,082/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,172/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,228
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,112
−HK$1,910/mo
Today · 4.125%
HK$74,022
baseline
▲ 0.50% · 4.625%
HK$77,924
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,044/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,163
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,688
−HK$2,565/mo
Today · 4.125%
HK$86,253
baseline
▲ 0.50% · 4.625%
HK$91,501
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,506/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,293
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,715
−HK$2,457/mo
Today · 4.125%
HK$95,172
baseline
▲ 0.50% · 4.625%
HK$100,188
+HK$5,016/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,344/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,541 · Scale 2, in force from 26 Feb 2026)