LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,094
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,497
−HK$1,425/mo
Today · 4.125%
HK$47,922
baseline
▲ 0.50% · 4.625%
HK$50,838
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,844/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,167
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,512
−HK$1,365/mo
Today · 4.125%
HK$52,877
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,754/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,113
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,796
−HK$1,710/mo
Today · 4.125%
HK$57,506
baseline
▲ 0.50% · 4.625%
HK$61,006
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,012/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,200
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,815
−HK$1,638/mo
Today · 4.125%
HK$63,453
baseline
▲ 0.50% · 4.625%
HK$66,797
+HK$3,344/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,906/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,132
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,096
−HK$1,995/mo
Today · 4.125%
HK$67,091
baseline
▲ 0.50% · 4.625%
HK$71,173
+HK$4,082/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,182/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,234
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,117
−HK$1,911/mo
Today · 4.125%
HK$74,028
baseline
▲ 0.50% · 4.625%
HK$77,930
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,056/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,170
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,694
−HK$2,566/mo
Today · 4.125%
HK$86,260
baseline
▲ 0.50% · 4.625%
HK$91,508
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,520/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,300
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,722
−HK$2,457/mo
Today · 4.125%
HK$95,179
baseline
▲ 0.50% · 4.625%
HK$100,196
+HK$5,017/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,358/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,598 · Scale 2, in force from 26 Feb 2026)