LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,095
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,498
−HK$1,425/mo
Today · 4.125%
HK$47,923
baseline
▲ 0.50% · 4.625%
HK$50,839
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,846/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,168
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,513
−HK$1,365/mo
Today · 4.125%
HK$52,878
baseline
▲ 0.50% · 4.625%
HK$55,666
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,756/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,114
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,798
−HK$1,710/mo
Today · 4.125%
HK$57,508
baseline
▲ 0.50% · 4.625%
HK$61,007
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,016/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,202
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,816
−HK$1,638/mo
Today · 4.125%
HK$63,454
baseline
▲ 0.50% · 4.625%
HK$66,799
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,908/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,133
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,097
−HK$1,995/mo
Today · 4.125%
HK$67,092
baseline
▲ 0.50% · 4.625%
HK$71,175
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,184/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,235
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,119
−HK$1,911/mo
Today · 4.125%
HK$74,030
baseline
▲ 0.50% · 4.625%
HK$77,932
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,060/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,171
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,696
−HK$2,566/mo
Today · 4.125%
HK$86,262
baseline
▲ 0.50% · 4.625%
HK$91,510
+HK$5,248/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,524/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,302
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,724
−HK$2,457/mo
Today · 4.125%
HK$95,181
baseline
▲ 0.50% · 4.625%
HK$100,198
+HK$5,017/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,362/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,615 · Scale 2, in force from 26 Feb 2026)